Cache Plus, your everyday financial solution

Since it was founded in 2004, Cache Plus has risen to become one of the most influential players in financial services in Morocco. First known as RAMAPAR, the company specialised in international money transfer before reinventing itself as a modern, diversified payment institution, fully rooted in the daily life of Moroccans.

Today, with more than 8,000 points of sale across the Kingdom, including in rural areas, Cache Plus stands as a genuine pillar of financial inclusion.

A story of growth and adaptation

The Cache Plus adventure began with a simple ambition: to let Moroccans send and receive money in complete safety. What started out as a transfer service through Western Union quickly became a far richer offer. In 2012, RAMAPAR became Cache Plus and opened a new chapter marked by the expansion of its network, the acquisition of the Eurosol network and the arrival of new digital services.

Being granted a payment institution licence by Bank Al-Maghrib in 2018 marked a turning point: Cache Plus became a fully fledged player in the Moroccan FinTech sector, with a modern, inclusive and forward-looking vision.

Money transfer, the cornerstone of Cache Plus

Sending or receiving money remains one of the most essential services offered by Cache Plus. Whether to support a relative in another city, send funds to a student abroad or receive a bank transfer from Europe, Cache Plus keeps the process simple.

Through its partnerships with Western Union, Ria and MoneyGram, the company enables fast, secure transfers to and from abroad. The service is also open to people who hold no bank account, which makes it a valuable tool for a large part of the population.

A payment account open to everyone

One of the pillars of the new Cache Plus strategy is its payment account, free for life. Opened at a branch or through the mobile app, this account makes everyday money management easy. It comes with a Mastercard card usable in Morocco and abroad.

The service is designed to be open to everyone, including people outside the banking system. Three ceiling levels are offered, according to the customer’s needs, with the option of making transfers, receiving payments or reaching other services through the Cache Plus Mobile app.

Tawssil: the delivery solution from Cache Plus

With the launch of the Tawssil service, Cache Plus is entering the logistics sector. This service makes it easy to send and receive parcels throughout the country. Whether you are an individual or a shopkeeper, Tawssil offers home delivery or delivery to a branch, with competitive rates and nationwide coverage.

It is an effective alternative to conventional delivery solutions, above all for people who want to avoid long queues or to simplify their personal or business logistics.

Paying your bills has never been simpler

Cache Plus also offers a complete bill payment service. From its branches or through its mobile app, you can settle your water, electricity, telephone and internet bills, or even renew a streaming platform subscription.

Such a service makes running a household far easier for thousands of Moroccan families, who can bring all their payments together in one place, quickly and without hassle.

A vision built on innovation and inclusion

Launched in 2024, the LifePlus strategy embodies the group’s new ambition. Cache Plus wants to become a “super app” for everyday finance. Four lines of work carry that vision: strengthening the mobile app, opening up internationally (above all to Moroccans living in Europe), embedding a strong ESG policy, and placing customer satisfaction at the heart of everything it does.

With more than 1.5 million active mobile accounts and an ever-wider range of services, Cache Plus fully intends to reshape the Moroccan financial landscape.

A committed player, everywhere in Morocco

In Casablanca, Fès, Rabat, Tanger, Oujda or a small rural district in the south, Cache Plus is probably already present near you. Such a nationwide reach is a real lever for equal access to essential services, above all for people far from traditional banking channels.

The company therefore plays a fundamental social role, helping to democratise access to finance and offering practical solutions to every social group.

Cache Plus, more than a service, an everyday partner

In barely two decades, Cache Plus has built a unique model combining proximity, innovation and trust. By extending its services well beyond simple money transfer, the company has become a genuine ally for Moroccans.

Money transfer, account opening, mobile banking, bill payment, currency exchange, logistics... Cache Plus makes its way into every aspect of daily life with one promise: to make things easier for you, wherever you are, and to offer reliable, secure solutions within everyone’s reach.