A transfer leaving Attijariwafa Bank
When you make a transfer from your Attijariwafa Bank account to another bank, the time it takes to arrive depends on the receiving bank. In general, interbank transfers in Morocco take between 1 and 3 working days to be processed.
Times can be longer around public holidays and weekends: interbank clearing, through which all these instructions pass, only runs on working days. A transfer started late on a Friday therefore only begins to be processed on the Monday.
A transfer received on an Attijariwafa Bank account
If you receive a transfer on your Attijariwafa Bank account from another bank, the time it takes to arrive depends on the sending bank. In general, interbank transfers are processed within the same times as outgoing transfers — between 1 and 3 working days.
In other words: your bank does not set the pace, the sending bank does. If you are waiting for a payment, ask the sender for the date of the instruction.
Between two Attijariwafa Bank accounts
The star on the statement
The transfer appears on your statement straight away, with a star marking that processing is under way. You can treat the transfer as received: the sender can no longer cancel it.
If you make a transfer from your Attijariwafa Bank account to another Attijariwafa Bank account, the transfer is instant when you use the online transfer service. No interbank clearing is involved: the bank debits and credits within its own system.
If you have doubts about a pending transfer
Two reflexes, in this order:
- Contact your bank's customer service if the debit has gone out and the beneficiary has received nothing by the end of the announced time.
- If the transfer was made from another bank, first contact the sender to find out whether it really was executed and whether there was a typing mistake. Ask for the transaction advice: it carries the date and the IBAN the money was sent to.
An IBAN mistake is the most frequent cause of a transfer that “never arrives”. You can check a number within seconds with the IBAN checker.
Paying an iris.ma order from Attijariwafa Bank
The SGM2I account is held at Attijariwafa Bank: if you are a customer of that bank yourself, your transfer is processed with no interbank delay. Our bank details are given to you when the order is confirmed — see the payment methods. You can also choose to pay cash in at any Attijariwafa Bank branch, which is faster than a standard transfer.
Frequently asked questions
Is an Attijariwafa to Attijariwafa transfer really instant?
Yes, when it is made from the online transfer service. It appears on the statement straight away, with a star showing that processing is under way — but the sender can no longer cancel it.
How long does a transfer from Attijariwafa to Banque Populaire take?
It is a standard interbank transfer: 1 to 3 working days, unless you choose the instant transfer, which is limited to 20,000 DH per operation.
Can I cancel a transfer I have already confirmed?
Once the instruction has been executed, no. Only a request to recall the funds can be attempted with your bank, with no guarantee: it requires the agreement of the beneficiary. Hence the importance of checking the IBAN before confirming.
Is paying cash in at a branch faster than a transfer?
Generally yes: cash paid into the beneficiary's account is credited within about 24 h, against 1 to 3 working days for an interbank transfer. It is one of the payment methods offered on iris.ma.
